A deferred response doesn’t generally waive the right to challenge a wrongful denial of coverage, but for many businesses the out-of-pocket expense of resolving a claim can be prohibitive. Regardless of when a denial of coverage is challenged, it is critical to be mindful of deadlines to file suit or commence arbitration, as an untimely claim is often unsalvageable. 

Most importantly, don’t be afraid to ask for help. Coverage attorneys and brokers are an invaluable resource in assisting with every step of an insurance claim.